Model 2 vs Model 3
Two products.
Two competitor lanes.
Model 2 · Aurum — digital gold investment platform. $10 → vaulted gram balance. Benchmarks: OneGold, BullionVault, Glint.
Model 3 · GNET — blockchain gold token. 1 token = 1 gram on-chain. Benchmarks: PAXG, XAUT, KAU.
Aurum · Digital Gold Platform
Website + app · fractional vaulted gold · auto-invest · 24/7 trade · delivery. Competes with OneGold, not PAXG.
- Buy from $10 (fiat)
- Auto-invest / SIP
- Allocated vault balance
- Sell · send · deliver
- EN / FA · PWA
GNET · Blockchain Gold Token
Website + wallet · 1 GNET = 1 gram on-chain · swap · stake · redeem. Competes with PAXG, not OneGold.
- ERC-20 · Stellar · XDC
- Swap USDC ↔ GNET
- Stake · 3.05% APY
- Proof-of-reserves
- EN / FA · PWA
The distinction that matters
| Model 2 · Aurum | Model 3 · GNET | |
|---|---|---|
| What it is | Digital gold platform | Blockchain gold token |
| Entry | $10 via card/bank | Swap USDC / crypto |
| Balance lives | Platform account (grams) | Your wallet (on-chain) |
| Unit | Grams in vault | 1 GNET = 1 gram |
| Competitors | OneGold · BullionVault · Glint | PAXG · XAUT · KAU · DBS |
| Best for | Fiat savers · auto-invest | Crypto · DeFi · portability |
Strategic gap
No major player combines Model 2 simplicity (fiat → vaulted grams) with Model 3 portability (on-chain token) plus agentic community and global rewards — while keeping the two products separate. That's the lane to investigate.
Live spot from /api/gold-price
· SSOT: governance/MODEL_COMPETITORS.json
· Last verified: run npm run verify:models